Author Archives for islandwideins

Why Homes are on Stilts

September 16, 2021 7:05 pm Published by Leave your thoughts

If you plan to buy a home near the coast, you might find quite a lot of choices with elevated floor plans. These homes might be built on raised platforms, supported by stilts. The structures are supported much the same as any home’s raised porch or balcony. However, they support the whole home. What are their... Read more >>

New York Hurricane Deductible

September 16, 2021 7:03 pm Published by Leave your thoughts

Are you aware that if you have Windstorm/Hurricane coverage on your homeowners policy, you may also have a separate Hurricane Deductible?Do you know how a Hurricane Deductible impacts your claim? Do you know when it applies to a claim? What is Hurricane Deductible? A hurricane deductible is the amount a homeowner must pay before insurance... Read more >>

How Contractors Can Reduce Theft Claims

September 16, 2021 6:41 pm Published by Leave your thoughts

While it is great to have a business owner’s policy (BOP) to protect your company against loss, it is just as vital to take steps on your own to prevent a claim. These four methods are a great way to ensure tools and supplies don’t mysteriously disappear without your knowledge. Here are a few tips... Read more >>

Is Zero-Deductible Insurance Right for Me?

September 16, 2021 5:11 pm Published by Leave your thoughts

You are a teen driver. Your budget likely is tight. You don’t want to pay too much for your car insurance premium. You also might wonder if you can avoid paying high deductibles on your coverage. However, think twice before you think about carrying low deductibles, or none at all. It might wind up being more... Read more >>