An accident occurs. Your business’s vehicle has significant damage. The...Read More
Commercial Auto Insurance for all of Long Island, NY
Commercial Auto Insurance Information
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
How do I know if I need commercial auto insurance?
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
If you are looking for commercial car insurance in Shirley, Mastic, Mastic Beach, Moriches, East Moriches, Center Moriches, Yaphank, Brookhaven, Bellport, Patchogue and all of Long Island, New York. Look no further than Island Wide Insurance Agency. We have pricing to fit your needs and budget. Give us a call today at 631-395-1000.
Insurance information for the savvy consumer
Commercial Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.